Financing partner
Home Credit
Applied for at our counter while you wait. Some of our customers have been approved with zero down payment.
Installment
Take it home today. Pay over time.
Apply with Home Credit, Skyro, BillEase or Salmon at the counter of any branch. Bring a valid ID and we'll do the rest with you.
Financing partner
Skyro
Applied for in branch. Ask the counter which units and terms it covers.
Financing partner
BillEase
Applied for in branch. Ask the counter which units and terms it covers.
Financing partner
Salmon
Applied for in branch. Ask the counter which units and terms it covers.
How it works
Six steps, one visit.
- 1
Choose the unit in branch
Staff confirm the exact model, colour and storage on the shelf, and quote the cash price. Nothing is locked in yet.
- 2
Hand over a valid ID
The application is run at our counter with the financing partner. Bringing a second ID saves a trip if one is asked for.
- 3
Review the plan
The partner sets the down payment, the term options and the monthly amount, with their interest and fees. You see all of it before signing.
- 4
Pay the down payment
This is the only amount you settle with Enshop on the day.
- 5
Take it home
The unit leaves with you, with its replacement and warranty terms explained.
- 6
Pay the partner monthly
Your monthly payments go to the financing partner through their own channels, not through Enshop.
Installment estimator
IndicativeUnit price
₱45,000
Down payment
20% · ₱9,000
Term
Roughly per month
₱3,000
- Financed
- ₱36,000
- Term
- 12 months
This splits the financed amount evenly across the term. It leaves out the partner's interest, processing fee and insurance: your approved plan is computed at the counter. Bring a valid ID and we'll run the application with you.
At the counter
Questions people ask before they apply.
- What do I need to bring?
- One valid government ID is the baseline. The partner may ask for a second ID or proof of income, depending on the amount.
- Who approves the application?
- The financing partner, not Enshop. We cannot approve or override an application.
- What interest rate applies?
- The partner sets the rate, processing fee and any insurance per approved plan, and it varies by term, down payment and applicant. You see the exact figures before you sign. We never quote a rate in advance.
- Which items can be financed?
- Phones, laptops and tablets on the shelf. Ask the counter before the application goes in if you want an accessory in the same plan.
Bring an ID. We'll do the rest.
Home Credit, Skyro, BillEase and Salmon are independent financing providers. Approval, interest, fees and repayment terms are set by them and are subject to their assessment. Enshop Gadgets is a partner merchant and does not decide applications.